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Large Businesses and the Affordable Care Act  

What is considered a large business? 

You are generally considered a large business if you have more than 50 employees.

 

Do I have to provide health insurance to my employees?

The law does not require employers to provide health insurance.

Starting in 2015, large businesses (those with 50 or more full-time workers) that do not provide adequate health insurance will be required to pay an assessment if their employees receive premium tax credits to buy their own insurance. These assessments will offset part of the cost of these tax credits. The assessment for a large employer that does not offer coverage will be $2,000 per full-time employee beyond the company's first 30 workers.

The Department of Health and Human Services estimates that fewer than 2% of large American employers will have to pay these assessments.

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